Dividend Studio Privacy Policy  
 
  Updated: February 21, 2017  
  Your privacy is very important to us. To better protect your privacy, we provide this privacy policy ("Privacy Policy") to explain our online information practices and the choices you can make about the way your information is collected and used at the Site. This Privacy Policy forms part of the Terms of Use.  
 
  1.0 Introduction  
  Dividend Studio is committed to respecting your online privacy, and recognizes your need for appropriate protection and management of any of the personally identifiable information ("Personal Information") you share with us.

Personal Information means any information that may be used to specifically identify an individual, including, but not limited to, a first and last name, personal profile, an email address or other contact information. Currently, we do not require you to provide Personal Information in order to establish a basic profile and account on Dividend Studio. Some features of the site require personal information in order to operate, but they are optional and are not required by default. You may opt in or out of these features at any time by accessing your profile settings.

If you choose to provide us with your Personal Information on the Site, we will hold that information private and will not share it with any third parties without your prior consent.

The services provided by our third-party service providers may include fulfilling payment orders and supporting our website functionality. If any transactions are conducted, such as paying for Dividend Studio unlimited access, they will be conducted using our authorized service providers who process credit card payments. These service providers may have access to personal information needed to perform their functions, and will process it in accordance with their privacy policies.

Dividend Studio strives to comply with all applicable laws around the globe that are designed to protect your privacy. Although legal requirements may vary from country to country, Dividend Studio intends to adhere to the principles set forth in this Privacy Policy even if, in connection with the above, we transfer your Personal Information from your country to countries that may not require an "adequate" level of protection for your Personal Information. In other words, our goal is to provide protection for your Personal Information no matter where that Personal Information is collected, transferred, or retained. Finally, we may disclose your Personal Information or any information you submitted via the Site and its services if we have a good faith belief that disclosure of such information is helpful or reasonably necessary to i) comply with any applicable law, regulation, legal process or governmental request, ii) enforce our Terms of Service including investigations of potential violations thereof, iii) detect, prevent, or otherwise address fraud or security issues, or iv) protect against harm to the rights, property or safety of Dividend Studio, its users, yourself or the public.
 
 
  2.0 Cookies and Other Tracking Technologies  
  Web Cookies  
  A “Web Cookie” is a string of information that a website stores on a user’s computer, and that the user’s browser provides to the website each time the user submits a query to the site. We do not use Web Cookies to track the users that visit the Dividend Studio site.

 
  Third Party Advertisers  
  Dividend Studio has chosen not to utilize third party advertising on our site as part of our business model.  
 
  3.0 Information We Collect  
 
  • Personally identifiable information. As part of the account creation and profile management processes, you provide us with a username/password of your choice and optional information such as your first and last name, a link to your website, and your email address. Your username is used to identify you when you submit textual content in forums and discussions on Dividend Studio. Your password is encrypted for your safety using industry accepted hashing methods and is never stored as plain text. Your profile information is not shared with other users unless you specifically make this view-able in your profile settings.

  • Portfolio and Want List information. As part of the functionality of Dividend Studio, you are encouraged to identify your stock portfolio and want lists. Your lists, identifiable as belonging to you, are not visible to other users without your permission. You can make them visible to other users if you wish, by enabling the setting in your profile settings.

  • Aggregated Lists. Dividend Studio constructs aggregated lists of users portfolios, want lists, and recently researched stocks to provide users with popular stock trends. This public information is stripped of any personally identifiable data which could be traced back to any specific user.

  • IP Addresses. Dividend Studio collects your IP address each time you log into the system. This data is not made available to the public and is only used in efforts to prevent users from creating multiple accounts.
 
 
  4.0 Links to Other Sites  
  Our Site contains visible links to other sites. Other sites may also reference or link to our site. We are not responsible for the privacy practices or the content of such other sites.  
 
  5.0 Childrens' Privacy  
  Dividend Studio is not structured or intended to attract children. Accordingly, we do not intend to collect Personal Information from anyone we know to be under 13 years of age.  
 
  6.0 Committment  
  We are committed to protecting your privacy. Protecting your privacy online is an evolving area, and Dividend Studio's site is constantly evolving to meet these demands. If you have any comments or questions regarding our Privacy Policy, please contact us using the appropriate Feedback Form. While we cannot guarantee privacy perfection, we will address any issue to the best of our abilities as soon as possible.  
 
  7.0 Your Consent  
  By using this Site, you consent to the terms of our Privacy Policy and to Dividend Studio's processing of Personal Information for the purposes given above. If you do not agree to this Privacy Policy, please do not use our Site. We reserve the right, at our discretion, to change, modify, add, or remove portions from this Privacy Policy at any time. Your continued use of our Site following the posting of changes to these terms means you accept these changes.  
 
  8.0 Your California Privacy Rights  
  Dividend Studio's Privacy Policy is to share personal information only with the owner's informed consent. At this time, Dividend Studio does not engage in sharing personal information with any third parties, other than that required to conduct a transaction to purchase unlimited access to the Site's features.